About the Role:
We are looking for a detail-oriented Credit Risk Analyst to assess the creditworthiness of individuals and businesses applying for loans and credit products. This position is critical to minimizing financial risk for the bank while supporting responsible lending and customer service.

Key Responsibilities:

• Analyze financial statements, credit reports, and economic data to evaluate risk levels for new and existing clients.

• Prepare and present comprehensive credit assessment reports to senior management and credit committees.

• Monitor loan portfolios and recommend risk mitigation strategies where necessary.

• Develop and refine risk models and scoring methodologies to enhance the credit evaluation process.

• Work closely with relationship managers, underwriters, and compliance teams to ensure all credit decisions meet regulatory standards.

• Stay updated with industry trends, regulatory changes, and macroeconomic indicators affecting credit risk.

Requirements:

• Bachelor’s degree in Finance, Economics, Mathematics, or related field.

• 2+ years of experience in credit analysis, risk management, or a related financial sector.

• Strong analytical and quantitative skills with attention to detail.

• Advanced knowledge of Excel and credit risk assessment tools.

• Effective communication and presentation abilities.